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Life Insurance

 

Life Insurance Knowledge Base

Life Insurance?

My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so ma...

Life insurance?

I need to get life insurance but I have heard that you don't get the policy on yourself but that your spouse is supposed to get one for you.... What i...

life insurance?

I would like to get life insurance, I am single, going to be 23 years old, I dont need anything major but i would like enough to pay off all of my bil...

What exact is whole life insurance, and how do life insurance companies profit from selling it?

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to te...

How do life insurance agencies make their profit?

I have a few questions here and thanks in advance. Can anyone please explain how do life insurance agencies (or financial advisory agencies) make t...

How much of life insurance company profit results from beneficiaries not knowing that a company sold a policy?

I have seen many questions here along the lines of either (a) a person died and had life insurance, but I do not have the policy and do not know what ...

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Term Life Insurance

 

Term Life Insurance Knowledge Base

Should Keep or Look into term Life Insurance Quotes?

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was ...

How long should I get a term life insurance policy for?

I'm researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60, 75 ...

What is the difference between whole life and term life insurance policies?

My husband wants to take out an insurance policy on himself for our family due to the fact that he is the primary source of income. We have been rese...

Who offers cheaper and better term life insurance than Primerica?

We just had a Primerica representative come in our house and try to tell us why we need life insurance. I do agree my wife and I would like a ter...

What is the best company to buy term life insurance?

I'm trying to find a company to purchase term life insurance. I want a good brand and not some scam. Thanks to anyone that replies.

What is the difference between term life insurance and cash value life insurance.?

which one is better if you are starting your own business. also how much time you need to have to cash it out all the money from the term life insura...

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Whole Life Insurance

 

Whole Life Insurance Knowledge Base

What exact is whole life insurance, and how do life insurance companies profit from selling it?

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to te...

What is the best company to buy whole life insurance?

I'm 26 with 2 kids and would like to get whole life insurance started. Where is the best company to get whole life insurance from?

Is lawsuit protection a reason to get whole life insurance?

Whole life insurance seems like a total ripoff. It's a terrible investment, comes with tons of fees, and it's not really that great of a tax deferred...

If a life insurance company goes bankrupt, what happens to whole life insurance benefits?

My Dad purchased whole life insurance through AXA Equitable which is all paid for. What happens if the life insurance company goes bankrupt or their ...

How does whole life insurance work?

Here is my main question: If I have a whole life, Life Insurance Policy and the face value is $100,000 and the Cash Value is $112,000 and I die, does...

What happens to the dividend option term rider on a whole life insurance policy?

If the cost of insurance on the dividend option term rider is higher then the monthly premium being paid. What happens to the term insurance portion o...

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