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Life Insurance

 

Life Insurance Knowledge Base

Life Insurance?

My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so ma...

Being a new life insurance agent, what are ideal ways to enhance portfolio of life insurance customers?

One year down the line in life insurance business, I feel lack of custmers affecting my growth. I'd like to grow my portfolio of customers using n...

Do life insurance companies check your medical records after you die?

Let's say that you get life insurance and claim to be a non-smoker. Then let's say that you start smoking or resume smoking. Assuming that y...

What type of life insurance do you have and why you have it?

I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savin...

What is the difference between accidental death life insurance and regular life insurance?

What is the difference between accidental death insurance and regular life insurance? Which is a better buy? Wouldn't all deaths (excluding illnes...

How can my friend find out if her late father has a life insurance policy?

My friend's father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The bene...

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Term Life Insurance

 

Term Life Insurance Knowledge Base

Is employee paid voluntary term life insurance covered under cobra laws in PA?

If an employee pays for additional term life insurance and is terminated, is that employee entitled to keep that term insurance? The state in questio...

How long should I get a term life insurance policy for?

I'm researching term policies to cover the shortfall for life insurance from my work. How long is reasonable to get a term policy for? Term to 60,...

What is the best company to buy term life insurance?

I'm trying to find a company to purchase term life insurance. I want a good brand and not some scam. Thanks to anyone that replies.

Exactley how does term life insurance work?

Whats the difference between regular life insurance and term?How does term work?

Should I get private term life insurance?

I'm 39 and have life insurance through my employer. I could probably obtain private life insurance for the same rate. Is it wise to get non-...

What does Term Life Insurance mean with no surrender value?

If I had a 15 year Term Life Insurance at $100,000. with no surrender value. What would it be at the end of 15 years. Can I collect the full amount on...

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Whole Life Insurance

 

Whole Life Insurance Knowledge Base

What is the benefit of whole life insurance?

My husband and I have been advised to buy a significant amount of whole life insurance as a safe way to invest. We have just started our family and I...

What are some safe ways to invest other than whole life insurance?

I understand now that term life insurance is the way to go, and then open up a Roth IRA. We are going to meet with our financial adviser and I would ...

Is there any way around the cancellation fee for whole life insurance?

I have around $4,000 dollars in my whole life insurance policy. A year or so ago, I decided that this type of "investment" is not for me so ...

Is it recommended to buy whole life insurance for a child?

A friend of mine recommended buying whole life insurance for my child. He said it was better than investing elsewhere. For example, you can get a 1 mi...

Will I lose my cash accumulation value if I cancel my whole life insurance?

I am realizing now (6 years after opening) that my whole life insurance policy is a bad investment. I notice on the policy there is a cash accumulatio...

Can you transfer a whole life insurance policy to another company?

I am unhappy with both the performance and service on a whole life insurance policy that I've had for about 11 years. Do I have any options? I'...

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