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how is the insurance process? ?

hi i need to understand the insurance process, step by step. including the industry terms. for example; 1- potential customer 2- insurance company ask, rating factors: age, sex, car maker, age, etc 3- info goes to an underwriter, "what do they do with it" 4- quote goes back to the client...... 5-etc please help, im trying to customize an insurance software to the American market but i am unfamiliar with the insurance products life cycle... so after the underwriter revices the quote the client agrees and signs the proposal and then it goes back to the underwriter?

Public Comments

1. Yepl. There's way too much information that you're asking for, here. You're going to have to hire someone to either write you up the thousand page procedure manual, or buy it from someone.
2. The general process is this: 1. Potential Client 2. Collect info (dob, dl#, vehicle info, etc) 3. Do the quote 4.Call and sell the quote and inform them that its subject to underwriting 5. Once issued, underwriting reviews and approves or adjusts 6. Client recieves policy
3. By google to collect some related information or you may try using answer engines like yahoo answer or yedda.com to get some related ideas.nonetheless,If you prefer some direct resource,here http://www.CarInsuranceFree.info/free-car-insurance.htm is a good one from my own experience.