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How does one get life insurance for their parents?

I recently lost my father and he didn't have life insurance. As the oldest of two I feel I'm responsible for ensuring that my Mom has life insurance. I doubt she does. How do I get it for her?

Public Comments

1. You'd need to contact an insurance agent. Be prepared, though: if your mom is elderly and/or in poor health, you may not be able to get any insurance for her, or if you do, the cost may be prohibitive.
2. You can buy the policy but she has to concur and undergo the medical underwriting first.
3. Children do this all the time for their parents, I will soon be one of them. It is really simple, you would have her go through the medical exams and sign the necessary papers. In many cases it isnt even that expensive. It sure beats all the costs that you incurr after a death of a family member. Plus, you can set it up so that you build cash with in the policy that you can access yourself for what ever you wish, I purchased a boat with my extra money that built up in the policy. Let me know if you need more info, I do this for a living.
4. This is a very common thing for kids to pay for insruance policies. Your best bet is to contact an insurance broker in your area and discuss this with them. They can find the best product on the market to fit your need. From there you would go through the application and get it set up from there. Your mother would need to agree to it and would need to answer the underwriting questions and do the tests required.
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