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How mortgage protection term insurance differ from other types of term life insurance?

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1. The face value under mortgage protection term insurance decreases over time, consistent with the projected annual decreases in the outstanding balance of a mortgage loan. These policies are normally available to cover a range of mortgage repayment periods for e.g. 15, 20, 25 or 30 years.
2. In Mortgage protection term insurance, Normally the Life Insurance cover will be equivalent to the outstanding Loan amount. In other word Term Insurance cover will go on decreasing over a period of time as the outstanding loan goes down. In simple Term Life Insurance Plan the Risk cover will be the same during the selected period of term.