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Have the term life insurance premiums have been reduced drastically for HNIs with no specified diseases?

The conditions quoted in the news item were as follows. The sum assured should be Rs 1 crore and above. The insured should have have specified diseases like BP etc, and have a good health record. The parents of the insured should not have specified diseases. Have any insurance companies reduced their premiums?

Public Comments

1. Yes. to certain extent. Not too much difference. Birla's premium is less for term plan, even ICICI Prudential's Pure Potect also a cheaper product.