I am looking for an insurance company that will offer me whole life insurance (Is that when it last my entire lifetime right?)....I want a policy that will insure me for around $100,000 for my beneficiary. I want this policy to be with me throughout my life and will pay out regardless of the way I die ie cancer, car wreck, accident, murder etc...The reason I want to buy now is I want to lock in a rate that I can pay ($15-20/mo) that way I can always have that for however long I am alive...does anybody know a good insurance company where I can have all these things?