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Anyone know of any companies that offer life insurance for those over the age of 85?

I've tried AARP, PROGRESSIVE, PRUDENTIAL, STATE FARM ...

Public Comments

1. are u serious!!!!85?!?!???????!!!!!!!
2. Go online you will see many but your best bet is to go to the yellow pages and ask ANY insurance co. Very important.... Buy ONLY term insurance !!!!
3. no, too old to be insured. those are things that should have been taken care before this age. sad to say but there isn't much life left to insure. just like sick people can't get life insurance. sorry
4. Is money no object? You're not going to get "odds". So if you're willing to throw, say, $110,000 at an insurance company, up front. for a $100,000 payout policy, SOMEONE will do it. This would be useful, for instance, in avoiding estate taxes. But if you're not willing to pay out face value, or darned close to it, up front, no one is going to do it.
5. Those companies are few and far between, although, there are some out there that will, if the senior adult can qualify medically. You can all your state insurance department and they can tell you what company to call. I don't think "greeter7" understands, that there is NO life insurance company that will write a term policy on a person of that age. It will, more than likely, have to be a single premium whole life, or MAYBE a 10-pay life. Then the policy will "endow" on the policy anniversary date at age 100. In other words, the policy will pay off at age 100 or death, whichever occurs first. A single premium life policy in the amount of $10,000 will cost in the neighborhood of $9500 or more at that age. Think about it. The average lifespan is around 76. What this person may consider is purchasing an annuity for about the same amount of life insurance he/she is looking to purchase. In other words, if you want a policy just to pay burial expenses, and you figure it will cost about $10,000, put $10,000 into an annuity. It will accumulate interest, and can be used for those burial expenses. There are usually no surrender charges for the beneficiary at death of the annuitant. (Check with a tax advisor to see if any tax will be due) Also, you could go to a funeral home and purchase a pre-paid funeral. This will keep up with the inflation of burial expenses.
6. You won't be able to find a typical life insurance policy for anyone that age. There are certain situation where insurance companies will sell very large universal life insurance policies to someone that age but mainly for estate tax planning and wealth transfer purposes.