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What life insurance companies don't require a physical exam?

My mother needs to get life insurance, but doesn't want to get a physical exam.. Are there any companies out there that you don't need to get an exam? Thank you.

Public Comments

1. probably not - especially if you are over 40
2. A guaranteed issue company, like Globe Life or Mutual of Omaha, will sell her a small value policy (up to $10,000) with no exam. Of course, there's a catch - you have to live at least two years, paying in, before you can collect a death benefit. AND, it's really expensive, so if you live more than 8 years or so, you're paying on more than the payout on the policy. But you can't by a large value life insurance policy without a medical exam.
3. Try these guys - they say if you apply online you can get up to $250,000. I'm sure premiums are more than if you have them speak with you because they're taking on more risk, but it might be a place to check out. http://www.libertydirect.com/index.asp?AID=1293&CID=10&PID=CD50277&CJAID=0&VDAT=&SR=
4. lifeinsurance.awardspace.info - try this one. I have their insurance and, as remember, they can provide such a service.