All Life Insurance Tips

What height/weight ratio will get me best life insurance rates?

I want to replace some ART life insurance with level term. But I'm worried my weight relative to height might keep me from the best rate. Is there some way to find out what numbers trigger higher risk? If so I might wait another year and try to lose 10-20 lbs.

Public Comments

1. The ACCURATE one. They're going to send someone out to double check the numbers on your application. Plus, they're going to ask if you've lost or gained weight in the past couple years, so you're really looking at losing the weight now, and keeping it off for several years. You can find BMI charts all over the internet. Anything in the "healthy" range, will give you the best rates.
2. Each company has different height/weight charts, so there is no single answer to this question. However, the height /weight charts of several companies are available on the internet, and if you do a search using insure.com and enter your height/weight, it will filter out policies you are unlikely to qualify for. Try this site to find the best life insurance http://best-life-insurance-usa.blogspot.com/ Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.