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Life Insurance?Help appreciated?

I have read many answers about term vs. whole life insurance. Maybe I am dumb, but I am still confused with all the options and blah blah blah. Here is my situation and please suggest what I should do as far as life insurance.

Public Comments

1. You didn't explain your situation so it is impossible to help you. Suffice it to say that term insurance is the most protection for the least cost. Agents don't push it because it pays them the least.
2. You neglect to specifiy your situation. Also, you neglect to specify the GOAL. Set the goal, what you want the insurance to DO for you. THEN pick the appropriate product.
3. Go to Yahoo Personal Finance. There is a section there that explains the different types of life insurance.
4. You should go to a financial advisor and/or insurance broker and actually explain your situation to them and they'll help you. It's real simple term lasts for a shorter amount of time so if that's enough for you then term could be adequate. If you want coverage forever then a permanent plan could be appropriate (but not necessarily whole life - there are alternatives).
5. Term is cheap. Whole life and Universal life are not. Please post more information on what you are confused about.