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What is the best life insurance policy to go with?

What is the best health insurance and life insurance policies to go with? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

Public Comments

1. Try this site http://linsurance.notlong.com here you can compare quotes from different companies.
2. As far as your life insurance question goes, the right type of policy is solely dependent upon your individual needs. I would suggest first figuring out how much life insurance you need, for what purpose, and how long that purpose will exist. You can talk to an agent or there are online tools to help you figure out the amount of coverage needed. Term insurance is a great solution if you need coverage for a short to medium length of time (perhaps up to 15 or 20 years). It's also a great solution if the amount of coverage you need would require a premium beyond your budget if you went with a universal life or whole life policy. Those policies are often the best when you have a long-term need for insurance. But in the end, it's more important to get the right amount of coverage within your budgetary requirements. Good luck.