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How much would I pay (approximately) for whole life insurance?

I'm 49, don't smoke, 6' 3" and 210 pounds. high blood pressure wellc ontrolled on medication and no other health problems. Married, professional, no risky behaviors. Parents alive in their late 70s and grandparents all lived to mid 70s to 90s. How much should I expect to pay per thousand of coverage for flat whole life insurance? I don't want a quote or to send personal info on the net, like web sites want. I just want a ballpark. Anyone out there able to give me an idea, +/- 10% or so. Thanks.

Public Comments

1. For $100,000 coverage on a whole life policy, that is going to cost you around $2000/year. If you buy 20 year level term with $100,000 coverage, it will cost you about $750/year. Or if you pay $2000/year, you can get about $1 million in coverage. In my opinion, any life insurance that builds cash value such as whole life or universal life, are total ripoffs. When you pay your premiums, you pay for two products, but you can only get one back. If you die, the beneficiary gets the death benefit, but the cash value goes to the insurance company. If you live, you can get the cash value by canceling the policy. They are also very expesinve to have. I don't know a single person who would want to pay bunch of money for insurance. They want to pay the least possible cost. The cash value gets a low rate of return between 1 to 4% per year. If you wanted to borrow, you will be charged 8% interest. Anyway, the choice is yours. Its your money anyway. Personally, I own a 30 year level term insurance and invest $400/month in mutual funds.
2. There are good reasons to look at both types of policies. You can get quotes from a number of sources online. Different insurers are going to look at the bloop pressure and body proportions differently, shop around or contact an insurance agent that represents multiple companies. No one can tell you on this forum how much a policy will costs, there are just to many variables. I have a blog with several articles that my help educate you.