Is there a life insurance company that insures the mentally handicapped?
Is there a life insurance company that sells coverage for a man with learning disabilities? Thanks so much.
Public Comments
- I don't think learning disabilities have anything to do with your ability to get life insurance.
- That should not stop anyone from getting life insurance. Call some local agents. And, you have to be careful if the person with the disabilities gets SSI. If so, you want a term policy or the owner of the policy a "Special Needs Trust". See an attorney or financial planner.
- Having learning disabilities - like dyslexia - is NOT the same thing as being mentally handicapped. Yes, there is insurance. AT the very worst, if the person is not legally competant, you can still buy a "guaranteed issue" life insurance policy through Globe Life or Mutual of Omaha.
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