All Life Insurance Tips

Where is the best place to buy term life insurance online?

I'm really just looking for a starting point. I want to be able to take my time and look at quotes WITHOUT getting bombarded with a million phone calls. Thanks for your help.

Public Comments

1. IMO, www.vivaquote.com seems to be a pretty good starting point for buying term life insurance. The site is pretty simple, so if you have advanced questions you might need to do a little of your own research first. You could email them I suppose. They have most of same term life insurance companies that other sites have, but what I liked is that they let you run quotes with all of their companies and you can see the rates right there. I know that selecquote and the others make you fill out the info for your life insurance rates, but then you have to talk to an agent. That might be better at some point? But for just seeing the rates, I think vivaquote is good. hope this helps
2. You can search many insurance companies that work online to serve large number of customers from around the world. You can also consult "Insurance Sale", as they have all types of insurance policies that will be able to serve you best.
3. I have a tool on my site that allows you to get prices on more than 150 different insurance companies. You can get the information without use of ANY personal information. Once you have the prices you'll be armed to call an insurance broker to go through your options.
4. In all honesty, I wouldn't recommend to buy life insurance online. I would start educating myself on the basics of life insurance because term life insurance may not fulfill all your needs. Take a look at the advantages of whole life insurance. You may find that you can take advantage of the living benefits when you are alive. I would look into contacting a LEAP advisor to get some information on life insurance policies. They will help you decide on which type of policy is right for your situation. It all start with just a little education. Good luck!
5. I would check out http://lifeinsuranceestimate.info/ They have a lot of good information on life insurance and have a short form you can fill out and get an estimate of prices from all the major life insurance providers.
6. You might want to consider buying online. Online agencies are a better choice because they deal with hundreds of life insurance companies, and can significantly simplify the process of shopping around. All you need to do is get on a BBB-accredited website, and enter your information in their form as truthfully as possible. Through an entirely automated and therefore unbiased process, your details are run through the requirements of all the policies on their database, and the ones that best match your requirements are offered to you. You will also be provided with comparison charts and complete financial information on the companies linked to each quote. It’s quite hassle-free and links you up with the companies that look most favorably on your application. Denise at AccuQuote Disclaimer: I work for AccuQuote and this is my personal opinion.
7. Look out! Most of these websites will bombard you with phone call after phone call, because all they do is gather information and send it to about 10 agents who "purchase" leads. Instead, do some research for a qualified broker. If you would like, I can email you quotes tomorrow. Tim@Timothyclarkeinsurance.com
8. have you heard of primerica? Their term insurance is the best in the US and and you can insure up to ten children if they are under 21 for free on your policy .also they are the only company that can offer a 35 year term. if you are married and add your wife that is a huge discount unlike other companies you have to pay separate for each person in your home. and they have some one to explain your policy in details as supposed to buying online .you never know what you are geting into you could be buying an increasing term a decreasing term and not even know that is the worst becaus you would have to switch over to whole life like10 years down the road and and ten years from now you might not be able to afford whole life i am sure you have a friend or relative in primerica they are the best.you have to find a rep in your area.