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Life Insurance help, NEED HELP NOW!?

I'm working on a project and I need a life insurance quote, but I can't give out any personal information like address or telephone number and I haven't been able to find any quote calculators online that don't require that. If anyone could give me some help on finding how much a monthly life insurance payment would be for: •A single, twenty year old female, living alone in an apartment on Long Island in NY. 5 foot 2, 100lbs. •I have no medical problems other than slight anemic tendencies and low blood pressure. (Meaning if I do not eat and take in enough iron and salt, I faint) No prescription medicine, no history of illness in my family. •I have never smoked, never drank, and I'm a virgin so no STDs or children. •I take the bus to and from work so no car accidents, DUIs, or tickets. •I work in an office full-time doing disputes for a Cell Phone Company, 50 hours a week, $600 a week before taxes. Very stationary work. •I have no debt and the only money my family will need if I die is basically funeral costs at about $8,000. •I have never been arrested or convicted of a felony • I don't take part in any sports or high-risk activities •••••• I'm looking for 10 year term insurance and I have no existing insurance. I just need the amount of the monthly payment. Thank you for your help- I really need it!

Public Comments

  1. If you call some insurance companies they can give you quotes without having to have personal information. You should be able to find any number of insurance agents in your local phone book.
  2. How MUCH life insurance? $100,000 of ten year term, for the person you describe at the age of 20, is probably going to run you around $75 a year. If you insist upon paying MONTHLY, instead of YEARLY, you can expect a $10 installment charge per installment - making the monthly payment about $17. Yep, you're paying more for the privilege of buying insurance on a monthly basis, than you do for the insurance itself. And again, you have no real need at your age - you're better off just saving up for a funeral, because the odds of you dying, are pretty slim.
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