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Obese and life insurance, but healthy otherwise...?

I am 21 years old with two young kids. I am very healthy except the fact that the two pregnancy and hormonal contraceptives took a big toll on my weight that I am now trying to fight off. My BMI is 33.1. I am 5'5 and 203lbs. I am slowing loosing weight, but we went out and bought life insurance and now I am wondering how this will effect my rate. We got it through metlife and its a term life insurance, did someone go through this, can you help me out with what I might experience with the rates because of this.

Public Comments

1. Why MetLife? Did your broker shop dozens and dozens of companies looking for the 'best' company for someone with a BMI of 33, or was this a hip shot?
2. Since you already bought life insurance, you know what the rate is. Once you get down to a healthy weight, and maintain it for a while, you can shop around again, and see how much lower your rate can be. It's significant. One more thing - since you're having such a strong reaction to the hormonal birth control, you should probably talk to your doctor about getting off of it.