We are looking for term Life insurance for my dad -He is 48 years old. -He drinks occasionally -Tobacco user -full time Truck driver -Has Type 2 Diabetes (Right now its not in control he had high Hcl results last time he got his lab done ) -He applied for New york life insurance and they denied his application coz of high blood sugar results ) so what company can provide him good coverage with affordable price or its just impossible for Diabetes patient to get a life insurance ? what are the high rating insurance companies out there ? I searched online but when it comes to reviews every company has 50/50 good and bad reviews .doN'T KNOW HAT TO DO.!