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looking to buy term life insurance?

I have some medical issues and not sure if I can even get insurance, can they deny me if i have medical issues? I'm in the early 30s and looking for maybe 20 or 30 yr. Aslo, should I shop around for quotes? What should I look out for?

Public Comments

  1. You need to do some research online and see which company will offer coverage to someone with medical issues. See some quotes then start calling. You want a reasonable yearly premium.
  2. Yes, they can deny you. You should look out for anyone selling insurance who says that they know that you will be approved, because that means that the person is a liar. They cannot tell until after you apply.
  3. Yes, they can deny you and yes you should call a life insurance broker to help you find coverage...assuming it's possible with your "conditions."
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