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Can you find a term life insurance rate chart?

I'm looking for a term life insurance rate chart that covers 30 to 80 year old people and something that has 5, 10, 15, 20, 30 term rates on them.. Smoker and Non Smoker rates also. I'm pulling my hair out trying to find one... Any help would be awesome! Thanks. Any example would be great. I'm just trying to use the prices as a guideline. Thanks again..

Public Comments

  1. I haven't seen a chart in years. You should be able to find a quote engine. Any GOOD broker will have one on their web site. You can plug in different ages, health classes, etc...and it'll quote multiple companies for you.
  2. Can't say whether they're accurate or not, but here you go: http://activerain.com/blogsview/535659/how-to-buy-life-insurance-santee-smarter-cheaper-most-effectively-read-this-first-92071 http://www1.manulife.com/can/affinity/affinity.nsf/public/ic_plans_tl_ratechart http://stumbleforward.com/2010/08/09/4-options-to-getting-affordable-life-insurance-for-the-elderly/ http://www.ascap.com/benefits/mplife/
  3. There is no known chart as rates are subject to change. Contact your local independent insurance agency and since they represent multiple carriers you only need to provide your information one time. As an independent agency we have access to multiple carriers and can provide multiple quotes based on the underwriting questions, needs and budget. Once we determine these factors we can provide a spreadsheet of quotes from multiple companies and explain the stability of each carrier and premium for the coverage requested. Basically, you let our independence work for you. We do all the research compared to you contacting multiple company reps.
  4. No term life insurance covers someone who's 80. Life insurance flat out doesn't go until you're 110, EVER. And, it's about way more than age. Location counts, as does smoking, and gender in many states. Then, there are different TIERS. Plus, coverage amount counts, too, and duration. I don't know of any company that guarantees a flat rate, through 30 years. Bottom line - go to YOUR agent, and ask them to see a sample rate chart. You won't find any "charts" anywhere else.
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