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Term insurance of 60,00,000?

I want a term insurance ( only cover) of 60L with accidental rider of 10L & critical illness of 12L for 30 and above years . The companies are in serial order of preference :- LIC SBI - smart shield TATA AIG AVIVA - platinum shield Since LIC premium is above everyone else , hence please suggest me which one is the next best option , where in my absence , my nominee shall not be harassed and claim settles smoothly. SBI-life has offered a decent quote , but the only drawback is the riders for critical illness is only for 1st 5 years . whereas with a lilttle difference , AVIVA has offered with a critical illness of 32 years for a term plan of 32 years. Please help me in choosing between these four only. LIC being the best , would appreciate the next best to it . PS:- I don't want to go for online insurance . Regards, Argha Basu.

Public Comments

  1. Dude, bad news - you posted to the USA board, and none of those companies operate in the USA.
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