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Comparision of whole life policies of different insurance companies in india & which one is the best to take?

looking for comparision in terms of premium that needs to be paid, expenses charged & coverage offered. This is for my husband who is 33 years old & is looking at a coverage of 2 crores at least.

Public Comments

1. I can only answer for myself and what I believe: Term insurance is the ONLY insurance anyone should get? You can get different lengths- should be level term not annual renewable. Whole life benefits the insurance company and the insurance company only. "Buy term and Invest the difference." It works here in the US. Find carriers over there who market term. The problem is they will,probably, make you change from term to whole life after the first term is over - one year, five years or ten years. Do you live in India or are you in the US? California? email sherby_21@sbcglobal.netif you have any other questions.