All Life Insurance Tips

whole life question?

Okay im just asking this question to get some idea of the price of whole life insurance. Im really not planning on going out and picking up a policy right now or anything so no one tell me to go get some term and invest the difference. I just want to know this for educational purposes. with your best estimate, what will I pay per year for whole life at a mutual company like mass mutual or Guardian for the following three whole life policy sizes. 100,000$ policy 250,000$ policy 1,000,000$ policy. I am 23 years old, Male and in perfect health and would probably get the best rate for the lowest price. i am a non smoker also. Please just give me your best estimates on the yearly prices for those 3 policy sizes for a man of my age and health. again dont try to talk me out of buying these policies because i am not actually planning on buying ive asked this question 3 time already because people are idiots and wont answer my question. dont tell me not to get whole life. ive stated that im not going to get it. i just want to know its cost. answwer my question. dont just write what ever the heck you want.

Public Comments

1. Please do not buy whole life insurance. Instead, buy term life insurance. Please see www.daveramsey.com. At the top, in the search box, type in whole life insurance for a quick explanation of why to Never buy whole life insurance.
2. Please see the other answer I just provided and refrain from asking the same question over and over. Give a brother a chance to answer first.
3. $100k= $747 $250k= $1867.50 $1mil= $7470 those are all per year 23 y/o male, non-smoker, prefered rate by one of the companies I use.
4. Whole life is junk, you are better off with term. RESEACH IT
5. Hi i work for MassMutual and i just ran the numbers you gave and 100k =$753 per year 250k = $1,755 per year 1million = $6,770 per year