All Life Insurance Tips

Life Insurance Company - which is the best?

Want to choose the best life Insurance Company - I am 43 Good Health and my wife is 41 Good Health. No alcholocal, No drugs, No disease. I am given choices like Prudential & AIG. I am trying find ofcourse the one with less premium but with good reputation. I am looking for 30 year term policy. Any suggestions. Please let me know. Thank you,

Public Comments

1. You should talk to you current Ins agent they usually have policies if not find a Country Insurance and Financial Services they have wonderful policies. Dont let someone tell you that you are to old to get policies thru a local agent and that it is going to cost to much. That simply is not true. www.countryfinancial.com
2. I would recommend visiting a local bank or financial institution and asking to speak to their financial adviser. They will have a lot of companies to choose from and can help you decide whats best and most cost efficient and safest for your needs. If you have a bank like Chase available, you can visit an FA for no cost and you are absolutely not obligated to buy or invest in anything.
3. Have you considered permanent Life Insurance? 30 years is a long time to own Temporary or term insurance. Penn Mutual is what I own: A.M. Best A+ (Superior) Standard & Poor's AA- (Very Strong) Moody's Investor Services Aa3 (Excellent) Comdex Life Insurer Financial Profile 90%
4. i would suggest contacting an independant agent rather than an agent that works soley for a specific company. there are several different websites that can connect you with an agent or even provide you with a quote online. here are a few: www.selectquote.com www.intelliquote.com www.accuquote.com
5. to choosing the best life insuarance company please visit http://wwwinsuranceplan4u.com