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Why my insurance agent prefer "Nationwide" insurance?

2 years ago and now, I asked him for a quote on health insurance he insist on Nationwide as the best coverage. Now, I asked for a whole life no cash buildup, he mention Nationwide. Are they the best company for life insurance? My mom has Metlife so I'm looking into that company as well as Nationwide. I saw commercial on TV for Prudential. Anyone know the most popular and best company to go to for life insurance? Regarding health insurance, 2 yrs ago I went with Nationwide and now, I told my agent I want Bluecross. He has access to other company but it's just weird that he pushing for Nationwide.

Public Comments

1. I bought a term life policy from State Farm about 20 years ago and have been very happy with it. For some odd reason they pay dividends, even though it is not whole life.
2. There's not one "most popular" or "best". Nationwide is sold through captive agents - that means, the guy you're going to ONLY sells Nationwide, or it's subsidiaries. That's why he's pushing it. You need an INDEPENDENT agent to get quotes from other companies. As long as the company is admitted and "A" rated, you can shop by price and coverage.
3. get a broker..the guy works for Nationwide, that's why he's pushing it :)
4. It's not weird at all. All of the Nationwide contracts that I am aware of only allow the agent to sell something other than Nationwide if they don't offer it or Nationwide declines them coverage. As an insurance brokerage manager, I did work with Nationwide agents, but only when they were turned down or highly rated up. Your Nationwide agent may be a personally trustworthy fellow, but his inability to freely access other companies and talk openly with you about it, in my opinion, makes him professionally untrustworthy. Who cares what the most popular company is? Popularity has nothing to do with the best choice for you. There is no "best company to go to for life insurance" or else there would be no competition. You should consider MetLife, but not because, "(your) mom has MetLife." You two are very different people, and I doubt they even offer the same plan any more. An independent life insurance broker will be able to help you consider a large number of companies in a very short amount of time - including MetLife. A good broker will also be able to answer your other questions.