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Cheapest Term Life insurance policy?

I want to buy a 30 years fixed term life insurance. Where can I buy the policy not spending lots of money? <any company you know, thanks>

Public Comments

  1. Genworth Financial or AIG. depends on your age, health, and smoking status. If you need rates, I can refer you to someone I know.
  2. Call an independent agent and they will give you rates for multiple companies. Ask about a return of premium rider, they will refund most of your premium if the policy never pays out. AIG got sued by the government last year for bad business practices
  3. Find an independent agent who is licensed in your state. You did not post some critical information - your build, health etc. By the way, there is more to insurance than just finding the cheapest price. Good Luck
  4. Does anyone still SELL 30 year term? 20 years is the longest term I've seen.
  5. Libery Life or RBC
  6. a 30 yr term policy is not a good choice--you will overpay the premium the first 15 yrs, and underpay the 2nd 15 yrs, to get a level premium.. a better choice would be ART, annually renewable term..this is more a pay-as-you go premium..it increases some every yr, yet you don't overpay in the early yrs to get a level premium..also, you can renew it for as long as you want to keep the policy.. much more flexible, and a better value, premium wise..look for an Independent Insurance Agent in the yellow pages, under life insurance.. that is someone who represents several different companies..he/she will search out the best value for you, based on your circumstances.. any other ??..holler back at me..good luck to you..i am a retired Independent Insurance Broker for life and health insurance, and a retired CPA, CFP, & LUTCF also.....
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