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Looking for cheap & crappy life insurance.?

I am looking for sources of *REALLY* cheap life insurance. I have to have life insurance for the next six years (declining each year), while I pay off a structured legal settlement. I don't care about financial stability of the company or a history of hassling the beneficiaries to collect. I don't care about guaranteed renewability, as if I'm not insurable, I don't have to buy the insurance. All I care about is price and that the policy comes with an official receipt that will satisfy their lawyers. Websites such as INSweb typically only offer 5-year term or longer, and I want cheaper than that.

Public Comments

1. go to ezinsurance.com
2. It sounds like a waste of time.
3. Ya... it is good
4. Try globe life or Gerber life insurance. I got Gerber life on myself and I pay like $48 for the whole year. It's roughly $4 a month. Cheap enough for you?
5. You should also consider a 10 year term which can often be cheaper than a 5 year and a Yearly Renewable Term. I don't know of any sites that spreadsheet YRT's, so you have to contact an agent. If you are in NC or FL, shoot me an email. Also, policies that are advertised as decreasing are typically not as competitive as level policies. You are usually better off calling the company each year and requesting a face amount reduction to save money.
6. get full cheap & best life insurance visit this site
7. I work with a company that, usually, offers level term but we also have declining term such as you need. I am an agent of Primerica. So, if you are not in CA I can't help you. I would recommend checking in your yellow pages for the nearest office to you and ask someone to come out and speak with you.
8. Hey, Check this site. It has a list of insurance providers and general information on each. Hope it helps. http://articles.directorym.com/Health_Insurance_Top_5_Firms-a800230.html http://articles.directorym.com/Whole_Life_Insurance-a895.html
9. Adam, it sounds like you’re busy and not inclined to shop around. I suggest visiting a website such as http://www.lifeinsurancewiz.com where you can request a no-obligation free quote. The online form takes less than a minute to fill out, and the info will be sent to an insurance broker in your area. The broker will contact you by phone or email. The broker works with lots of insurance companies and can get the best deal for you. You just sit back and let the broker do the work! And keep in mind that broker has paid for your contact info, so he or she is highly motivated to help you out. Best of luck!
10. not bad