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if my mom passed away and she has a loan out that she had a ch. 13 bankruptsy on can i get it written off?

she signed off on the term life insurance and owes 6000 on the truck. i can go in and pay it off but i want to make sure there isnt some way i can get it cheaper or written off. she lived in illinois and she died 2 years ago. the bank hasnt had a payment since and hasnt tried to repo it either... i am a bit suspitious about that. Please someone help me because i dont want this peice of my moms life to go away forever!! thanks in advance

Public Comments

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2. Don't pay it off. If she filed for bankruptcy she was cleared of that debt. You didn't mention if she was in the middle of filing, or if it had been complete. Usually banks repo within months of non-payment. Have you received anything from that bank? Do you have the title to her truck? If you have the title and the bank is not listed as a lien holder, then you will be ok. If they are in possession of the title, you will need to contact them and see what you need to do. Contact your mothers attorney first before the bank, as the bank may give you misleading information just to get you to pay the loan in full. I'm sorry about your mother. Good luck to you and take care.